Have these ready (securely — not on the website form)
- Government-issued ID
- Recent income documentation (W-2s / pay stubs or self-employed alternatives)
- Asset statements for funds you plan to use
- Residential address history
- Realtor contact if you already have one
Submit sensitive documents only through Edge Home Finance’s secure channels or as Darren directs — never through the public contact form on this site.
Timing tips for Central Florida contracts
Popular neighborhoods can see multiple-offer pressure. A clean pre-approval that matches the property type (condo vs single-family, HOA vs no HOA) helps your agent write with confidence. If you are comparing FHA, VA and conventional, decide the lane before you are under a 24-hour decision window.
After the letter
Stay in touch if income, job or the purchase price range changes. Letters are snapshots; underwriting is the full picture.
Compliance: Checklist is educational. Not a guarantee of approval or an offer to lend. No rates advertised.